How to open and own PayPal account in Nigeria (step by step guide)

Countless times, our readers have been asking questions on how to open and own a PayPal account in Nigeria. This guide will put us through on how to open a PayPal account that can send and receive funds as a Nigerian.

As we have known that Nigeria’s PayPal is not good for business as it is mainly used in shopping online of which it can not do the basic things a normal PayPal account should do. That is what leads to this option of how to open and own a PayPal account in Nigeria.

Today, we will be discussing in detail on how to open and own a PayPal account in Nigeria that can send and receive funds. Please, you have to always remember that we aren’t talking about Nigerian PayPal here. We have been using this particular one more than a year now and it is still blazing. on Step by step guide on how to open and own PayPal account as a Nigerian...
What type of Paypal account are we talking about?

The PayPal account we will be discussing here is the UAE PayPal. The UAE PayPal is better for business as it can send and receive funds, however, they are not strict, unlike our own Nigeria PayPal. You can receive an international fund with the help of this particular PayPal. You can receive and send money from anywhere in the world.

However, there are some things you need to get before you can open a UAE PayPal account as a Nigerian but not to worry as we will explain further how you can get all you wanted in other to get a working account for your self.

But before we proceed we would like to explain briefly what PayPal is and what it is used for, for the sake of those that stumbled on this post without the knowledge of what PayPal is.

What is Paypal?

According to Investopedia; PayPal is an electronic commerce (e-commerce) company that facilitates payment between parties through online fund transfers.
In other words, PayPal is a company that makes payment of goods and services possible between buyers and sellers.

READ ON: How to Get Instant Loan in Nigeria

Furthermore, if you want to transact/receive funds internationally, then PayPal is a better option you can use. If you render any type of service to someone in another country then the person can pay you through PayPal after which you can convert the PayPal fund to your local currency.

What are the things you need?

What you need before opening a UAE working PayPal account are;

Email account
Billing address
Passport number
Phone number

Do not worry yourself on the ones you don’t have among the list as we will put you through on how you can get them without much ado.
You have to take note that most of the information will not be real because we want to open a PayPal account that belongs to another country.

We simply don’t have a choice than to do this because we just have to keep business going.

Get ready as we are about to take you on a journey that will turn your world around.

Steps Involved in Opening the Paypal Account

Step 1: kindly visit the UAE PayPal website from the link Go down the page, you will see the link to get started, click on Get Started, you will be taken to another page.

Image of UAE PayPal's homepage...

Step 2: From the page you are, you will see two options, Personal and Business, click on the one you will go for and click on Continue.

For this sake of this tutorial, we will be discussing the option “personal”. Personal is what we need for now and not a business. The personal option can send and receive funds which I think that’s why we are here.

The Business option is strictly for business and includes things we might not necessarily need for now, though you can switch to business later if you think you need it. So, the Personal option is better. Click on personal and continue.

image on PayPal types of account page...

Step 3: On getting to this page, be sure your first column reads the United Arab Emirates. Then fill other information available. That is, Your first name and last name, Email address and password. After filling the required fields, click on next to go to the next page.

Proceed to fill the form
image on the first form to fill on how to open PayPal account in Nigeria...

Step 4: This page will also bring other forms you have to fill which includes;

  • Date of birth; (Input any date of birth)
  • Nationality; United Arab Emirate
  • Passport No; (Input any 6 digit numbers of your choice)
  • PO box; 18004
  • Additional Information; (leave this alone)
  • City; Abu Dhabi
  • Emirate; Abu Dhabi
  • Mobile No; (Input any UAE phone number).

If you have someone over there, then that’s an advantage because you can always use the person’s number. But if you don’t have anyone to get you the number, then you have to go to google and search for any UAE phone number you can fix there.

You can simply Input any UAE phone number, after all, we would not allow them to verify the number.
In other to make it easy, here is a site you can use in getting fake phone numbers. In other to get fake UAE phone numbers kindly CLICK HERE OR choose any number from the screenshot below.

Screenshot of the fake UAE phone numbers
fake UAE phone numbers...

After filling the whole form, then proceed to tick the second box just below the form then click on Agree and Create Account. (Do not tick the first box).

Image  of the final form to fill on how to own a PayPal account in Nigeria...

After clicking on Agree and Create Account, you will receive a message in your email with the link to verify your new PayPal account. Go ahead and click on the link to get verified.

After successful verification, log into your PayPal account through the normal PayPal website which is Click on login and Input your PayPal email and password. It will automatically log you in your new PayPal account all things being equal.

Welcome to your new PayPal page.
Image of the new PayPal account after first login...

FOR YOUR DIGESTION: Opportunities in Nigeria (2019)

In other to make good use of our PayPal, we have to verify our new PayPal account and the way to verify the account is by linking a card to the new PayPal account. You can add either Visa or MasterCard debit/credit cards.

The good news is that we can add our Naira debit/credit cards, Visa or MasterCard. We have used both UBA and GTB MasterCard debit card and it was successful. Though we always have a problem verifying with Visa cards and it’s working out fine for others.

YES, it is a must to verify our PayPal account...

Now we will be talking about how we can link cards successfully in other to verify our new PayPal account.

How to link a card to the new PayPal account or we can say how to verify our new PayPal account.

How to link a debit/credit card to the PayPal account.

As we have said earlier, we can use our Naira Card for verification. Both Visa and MasterCard. Though not all banks in Nigeria that works out fine, nevertheless, we have been able to use GTB and UBA MasterCard and it was a success.

Now let us proceed: Login to your new PayPal account, you can use the link From your homepage you will notice a section asking you to link your card, go ahead and click on it. It will bring up a form asking you to fill your card details, input your card details and click on save.

Image of page to Add a card on the post on how to own a working PayPal account in Nigeria...

After clicking on save, you will be redirected to your card page, click on the card you just added and select the option to verify the card.

Proceed to confirm your card
Image pointing to where to confirm card under the post how to open and own PayPal account in Nigeria...

After you have done the above process successfully, your bank will send you a 4 digit pin code. Normally it takes less than 24 hrs before the code would arrive, but the longest that had happened to us is 3 hrs. The message will be sent to the mobile number attached to the card you use, and you can also get it through your bank statement.

Image showing the code received from the bank after successful verification process...

After you have received the code, you can log in back to your PayPal account and input the code in the required box. From the screenshot above, my code is 6181. yea, that is it. It is just 4 figures.

how to own Paypal account in Nigeria...

NOTE: You will be charged $1.95 from the card you are trying to use, meaning you can’t use an empty card. After successful verification, your $1.95 charged earlier will be refunded/credited back to your card.

Also, try to keep all the details you use during your registration process as you might need it later in case you have account issues.

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To check whether your verification was a successful one or not, kindly CLICK HERE

Image confirming the success of the verification in the success on how to open paypal account in Nigeria...

Here you have it in details on how to open and own a PayPal account in Nigeria. This format had been working out fine, however, a bit of advice is you don’t leave huge sums in your PayPal account. PLEASE DONT DO IT. It is not a Bank to save, rather an exchange point.

Furthermore, the format does not request much all you need is to calm and focus, I am sure you will get it.

If this is a lot for you to go through, never worry as we can help you set up your own verified PayPal account with a token of N3,500. Kindly contact us through any means you prefer from the available options.

We can also buy your PayPal funds if you have kind contact us.

If this post had helped you out in one way or the other please let us know in the comment section below. Anytime you need to ask questions, don’t hesitate to holla at us.

Thanks for stopping by. Hope to give you more than this next time…


  1. You really make it seem so easy with your presentation but I find this topic to be actually something which I think I would never understand. It seems too complex and extremely broad for me. I’m looking forward for your next post, I’ll try to get the hang of it!

  2. I was just seeking this info for some time. After 6 hours of continuous Googleing, finally I got it in your web site. I wonder what is the lack of Google strategy that do not rank this type of informative websites in top of the list. Usually the top web sites are full of garbage.

  3. I have been finding an issue with online payment not until I came across your page about Paypal. The write-ups are so great and wonderful that I now understand everything about Paypal. Thanks for the wonderful tips you gave and I must say that it was written by a pro. Please check my blog too to get information about Paypal Purchase History. Thanks for the write-ups again.

  4. Thanks so much for this useful info
    I have stumbled upon cases where we are asked to use a business account

    But what about the IP address

    And I heard that it will reach a point where PayPal wants to reverify your account
    What do we do

    And also if we end up having issues with the account
    And we are required to call their customer service would there not be any implication of using the Fake number we put there

    1. If you understand the post better, the post clarifies that you should not leave your money in the Paypal account. Just use it to receive your fund and sell the funds off. Never leave money you can’t lose in your Paypal account.

  5. Pls do I have any working UAE number I can use cos they are asking me to verify the phone number by resending the code

    1. yeah, they just started asking recently and I have not updated the post. I can get you a working UAE number but it cost $10 worth of bitcoin

  6. Great article on setting up an uae account. but please try to update this post as new readers can be aware of the implication of adding a random uae number. it is very important.
    secondly, does paypal still allows us to add USA bank account linked to payoneer? please help us do some fact-finding check on this please. i will be checking back on this blog regularly for updates.

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